With the markets ending on a high note, I thought I’d share some of my ideas on investing:

Don’t make an investment just because a friend does.
If an advisor has been recommended to you, check if the person who made the referral receives a fee.
Don’t invest in a product you don’t understand.
The higher the return, the greater the risk.
It’s your money and your responsibility to look after it.
Think long term when making investments i.e. five years plus.
Diversify your investments geographically and by sector.
Use a financial coach/mentor to help you learn how to play the game.
There’s not such a thing as a stupid question when it’s your money.
Ensure you have the right mix of fixed income, equities and alternative investments.