Happy new year and all the best for 2018.  It’s hard to believe 2017 is in the rear view mirror. Time passes way more quickly these days!

Here’s a suggestion which has nothing to do with investing, insurance, taxes, wills or estate planning!  We’re all much more aware of identity theft these days. When it comes to preventing theft, one of the most overlooked aspects is the protection of valuable papers. Valuable papers insurance is an insurance policy that covers the cost of replacing important documents such as deeds, wills, and contracts in the event that they are lost, stolen, or damaged. Some banks will provide an alert where a text can be sent every time your credit card is used.  It’s a simple way of quickly becoming aware your credit card is being used illegally.